Being wealthy doesn't mean having all the money in the world, just not having to worry about it.

Is This a Reasonable Allocation for a Working-Age Investor?

Question: I’m considering changing our retirement portfolio allocations as indicated below. Would you mind commenting on this? Nearly all is in tax sheltered retirement accounts and we probably will begin easing into retirement in 12 years at age 60. I read your blog and think it makes sense for us to maintain separate asset classes Read more »

Why Pay an Adviser a Quarterly Fee Just to Invest in Index Funds?

Question: As an investor, I have always tried to invest in very low-cost index funds, since costs are one of the few things in my control other than the asset mix. Paying a percentage of my assets every quarter for management (even very good management) somehow feels “wrong” to me. What am I missing? Answer: Read more »